Sheila’s broken down
Big things are afoot in the world of no deposit car insurance. The EU regulators (unpopular already) are expected to rule that gender-specific car insurance companies or policies are discriminatory. One company sticks in the mind for all the wrong reasons: at the cinema, three Australians (not renowned for their singing voices) wail about car insurance in a garish pink Cadillac.
Essentially the insurance company caters for women. Without men (statistically much more likely to make an insurance claim) increasing their premiums, they can buy car insurance for much less than they would be able to at a mixed-gender insurance company. It makes sense – if I was a woman, I wouldn’t want to have to pay more money to insure my car just because of the likelihood that men will crash over the course of the following financial year.
Be that as it may, the EU regulators are suggesting that it is in fact sexist and discriminatory to only allow female drivers to buy insurance from your company. I can sort of see their point – if I barred women from my bespoke yachting agency, then I’d be told off. Not least by my stunningly attractive wife and two beautiful daughters, who need to use the facilities before their record-breaking round-the-world pedalo next week.
I, for one, think that women-only car insurance is not particularly discriminatory. It would not be able to exist if it was not selective, so opening it up to men effectively abolishes it. It isn’t fair, no, but nothing is really fair.
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